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Most credit repair companies will accomplish all of the following: Retrieve your credit report from the three credit bureaus (Equifax, Experian, and TransUnion)

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Here's how to freeze your credit. Cybersecurity experts called it a wake-up call: In September 2017, national credit bureau Equifax suffered a massive data breach that exposed the personal information of over 145 million customers.

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Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it’s especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus.

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